Cookie Policy
Last updated: March 2025 | Understanding how we use tracking technologies at melquintavo
What Are Cookies?
Cookies are small text files stored on your device when you visit melquintavo.com. They help us remember your preferences and understand how you interact with our expense budgeting tools.
Think of them like bookmarks that remember where you left off. When you return to our site, these files help us provide a smoother experience tailored to your needs.
How We Use Tracking Technologies
At melquintavo, we use several types of tracking methods to make your budgeting experience more efficient and secure. Here's what happens behind the scenes:
Essential Cookies
These keep melquintavo.com running properly. Without them, you wouldn't be able to log in, save your budget templates, or navigate between different tools. They're necessary for basic functionality and can't be disabled.
Functional Cookies
Remember your display preferences, currency settings, and which expense categories you use most often. They save you from re-entering the same information every visit.
Analytical Cookies
Help us understand which budgeting features are most useful and where people might be getting stuck. We use this data to improve our tools and create better resources for Australian households and businesses.
Marketing Cookies
Track your interaction with our educational content and special offers. This helps us show you relevant information about features you might find useful for your financial planning.
Practical Examples of Cookie Use
Let's say you're creating a household budget on melquintavo.com. When you select AUD as your currency and choose monthly view as your default, functional cookies remember these choices. Next time you log in, everything's already set up the way you like it.
Or imagine you're comparing different expense tracking methods. Analytical cookies help us see that many users find video tutorials more helpful than written guides. This insight lets us create more video content that actually serves your needs.
Your Control Over Cookies
You're in charge of which cookies you accept. While essential ones are needed for the site to work, you can disable functional, analytical, and marketing cookies through your browser settings at any time.
Managing Your Browser Settings
Most browsers give you control over cookies. Here's how to manage them:
Access Your Browser Settings
Look for Privacy or Security sections in your browser menu. Each browser calls it something slightly different.
Find Cookie Controls
You'll see options to block all cookies, accept only certain types, or clear existing cookies from your device.
Choose Your Preferences
Decide which level of tracking you're comfortable with. Just know that blocking all cookies might affect how melquintavo.com works for you.
Review Periodically
Your needs might change. Check back occasionally to adjust your settings as you see fit.
Data Retention and Storage
Different cookies stay on your device for different lengths of time. Session cookies disappear when you close your browser. Others might last for months or years, depending on their purpose.
| Cookie Type | Typical Duration | Purpose |
|---|---|---|
| Session | Until browser closes | Maintain your login during active use |
| Preference | 6-12 months | Remember your settings and choices |
| Analytics | 24 months | Track usage patterns and improvements |
| Marketing | 12 months | Show relevant content and features |
Third-Party Tracking
Sometimes we work with trusted partners who help us analyze site performance or deliver educational content. These third parties might place their own cookies on your device.
For example, if we embed a financial planning video from an external platform, that service might use cookies to track video interactions. We only work with partners who respect your privacy and follow Australian data protection standards.
Mobile Apps and Other Technologies
Beyond traditional cookies, we use similar technologies in our mobile applications. These include device identifiers and local storage that serve the same purpose as cookies but work specifically for app environments.
Web beacons (tiny transparent images) help us understand email engagement when we send you budget tips or feature updates. They tell us if an email was opened and which links were clicked.
What Happens If You Disable Cookies?
You can absolutely browse melquintavo.com with cookies disabled, but you'll notice some limitations. Your preferences won't be saved, you might need to log in more frequently, and personalized features won't work as intended. The core budgeting tools will still function, just with a less customized experience.
Updates to This Policy
Technology changes and so do our practices. We review this cookie policy regularly and update it when necessary. When we make significant changes, we'll notify you through the site or via email if you're a registered user.
The date at the top of this page shows when we last revised the policy. Checking back occasionally ensures you're aware of how we're using cookies on melquintavo.com.
Questions about our cookie practices?
Contact us at contact@melquintavo.com or call +61 3 8488 7630
64 Napier St, Tamworth NSW 2340, Australia